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Our Services and Fees

Our goal is to help you live your BEST FINANCIAL LIFE

We have three different models to serve our clients. We get paid in two ways, either through a subscription fee or an asset-management fee. Here is a breakdown...

First, watch this video...

 

Bronze

  • Upfront Financial Planing Fee: $600 (covers discovery meeting, initial planning, and implementation meeting)
  • Subscription: $100/m for an individual, $125/m for a family for ongoing financial planning services
  • Asset Management: .75% asset management fee on any household assets that we directly manage

This model is best for: Young professionals, millennials, or those that want to start taking financial planning seriously for the first time.

Silver

  • Upfront Financial Planing Fee: $600-$1,500 depending on complexity (covers discovery meeting, initial planning, and implementation meeting)
  • Asset Management: 1% asset management fee on any household assets that we directly manage
  • Ongoing Financial Planning: $1,500 annual value waived due to compensation from asset management

This model is best for: Upward moving professionals, those that want to optimize their family's finances.

Gold

  • Upfront Financial Planing Fee: $600-$1,500 depending on complexity (covers discovery meeting, initial planning, and implementation meeting)
  • Asset Management: 

  • Ongoing Financial Planning: $1,500 annual value waived due to compensation from asset management

This model is best for: Those entering retirement, high-earning families, and business owners.

We help you remove the guesswork from the following...

Budgeting/Cash Flow

  • Does your income support your lifestyle?
  • Are you spending wisely?
  • Do you have emergency funds?

Goal Tracking

  • What are your future goals?
  • Are you tracking your progress?
  • Who holds you accountable to these goals?

Employee Benefits

  • Are you optimizing your benefits?
  • Should you use employer vs private options?
  • Do you know how your plans work?

Retirement

  • How do you envision retirement?
  • How much capital will it take?
  • Do you have a retirement income plan?

Insurance

  • You have the right type of life insurance? Is it cost-effective?
  • Do you need disability or long-term care insurance?
  • Does umbrella liability coverage make sense?

Investments

  • Is your strategy aligned with your goals?
  • Are you taking on too much risk? Not enough?
  • Does your asset location make sense?

Behavioral Coaching

  • Who holds you accountable to your investment policy?
  • Are you avoiding poor financial mistakes?
  • Do you have a go-to financial coach?

Debt Management

  • How do you prioritize which debt to pay down first?
  • Should you pay off debt or invest?
  • Do you have any loan forgiveness options?

College Planning

  • How much should you be saving for college?
  • Is a 529 plan right for you?
  • Could you use guidance on the FAFSA?

Estate Planning

  • Do you have the right documents in place?
  • Do your beneficiaries align with your wishes?
  • When was the last time you updated your beneficiaries?

Tax Planning

  • Are you taking advantage of all tax saving opportunities?
  • Where should you invest your next dollar?
  • Do you have any tax flexibility in retirement?

Asset Allocation

  • Are your investments well diversified?
  • Are all of your household assets working efficiently together?
  • Are you rebalancing your portfolio?

Service and Support

  • We meet with our clients 2-4 times per year
  • We are location-independent, we can help you no matter where you live
  • We provide an agenda and a detailed summary of every client meeting
  • Happy to host client-appreciation events
  • Monthly E-Newsletters to keep you informed
  • We create content every month to educate and inspire 
  • We offer family/generational meetings to get everyone on the same page
  • Online access to planning and accounts